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I have a "Personal Articles Policy" added onto my home owners policy that would take care of this damage for free, no deductable. Do you have anything like this? It covers accidental damage, loss, fire, theft, breakdown.....
I try to keep mine a distance from stucco and concrete. I've scraped up quite a few crystals (not sapphire) walking down the side of my house. I guess that's why they call it sapphire and not diamond. I would imagine in your line of work, this might be tough to do while taking down the bad guys.
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