Jeff, think you are right. The main trick is as buyer if you just inform your credit card company to cancel the transaction to paypal. Than seller is completelly out of the game

ape:

It's been a while since I worked through the fine-print / legal
: terms, but I am still of the view that PayPal is great for
: Buyers (people sending money), but can present huge risks for
: Sellers (people receiving money).

: Let's look at the fundamentals: eBay is scary . . . the Buyer must
: send money to a stranger in order to give the Buyers confidence,
: eBay and PayPal have gone to great lengths to protect the Buyer,
: in the form of broad charge-back rights, when the Buyer funds
: with a credit card this protection of the Buyer comes at the
: expense (risk) of the Seller / recipient of payment, who faces
: emormous charge-back risk Until something changes in the legal
: terms, I would never accept PayPal for a high-dollar item. Buyer
: may end up with your wonderful watch; you may end up with the
: nightmare of a charge-back on your PayPal account. Maybe someone
: can tell me that I am wrong, or that something has changed in
: the legal terms . . . until then, I will only accept bank wires
: or checks for expensive items.

: Jeff

: ++++++++++++++++++++++++++++++++++++++++++++++++++++

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